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It is important to submit your application in time to avoid delays. This is a complex process and there may be delays when new information becomes available. Our advisors can help you arrange your application while waiting for planning permission. The type of scheme you are planning and the amount of work involved will affect the product that is most appropriate. Talk to our team to start a conversation today.



I am looking to buy property and then improve it before selling. Do you offer property development finance? Yes, we can. However, for these types projects, bridging financing is more appropriate. We can usually finance a percentage of the purchase price as well as the full cost for any necessary works.

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Ground up builds Ð These projects always require property finance. Although development exit finance can be cheaper once a project has been built, it is not available before the scheme is wind- and watertight.

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Property refurbishment- This is where property refurbishment finance might be most appropriate. These loans are a form of bridging loan. They allow you to do anything, from minor repairs to major structural changes to a complete renovation.

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There is a lot of overlap between property development loans as well as bridging loans. This is especially true when it comes to funding a site through planning before building it out or renovating it.

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It is possible to interchange the terms "development finance", "property finance", and "property loan" because they all refer to the same type and amount of borrowing.

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Property conversions and large scale restorations are often funded by property refurbishment financing. However, it is possible to use development finance for larger or more complex projects.

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